MyHTSpace Direct Deposit: How to Set Up Bank Deposits for Your Paycheck

Benefits of Direct Deposit

✅ Faster: Money deposits same day payroll posts

✅ Safer: No check to lose or steal

✅ Convenient: No trip to bank

✅ Automatic: No action needed each paycheck

✅ Easier budgeting: Know exact amount and date

✅ Environmentally friendly: No paper checks

✅ Better for budgeting: Can’t lose money in mail

Disadvantages (Minimal)

  • Need to set up account
  • Takes 1-2 pay periods to start
  • Need to update if bank changes

How to Set Up Direct Deposit

Step 1: Get Bank Information

Before going into MyHTSpace, gather:

Routing Number:

  • Your bank’s routing number
  • 9-digit code
  • Call bank or check website
  • Or look at bottom of check

Account Number:

  • Your checking account number
  • Usually 10-12 digits
  • On your bank statement
  • Or call bank

Account Type:

  • Checking or Savings
  • Usually Checking for paychecks
  • Choose the right type

Bank Name:

  • For your reference
  • Example: “Chase” or “Bank of America”

Step 2: Login to MyHTSpace

Step 1: Go to https://myhtspace.harristeeter.com

Step 2: Login with credentials

Step 3: Navigate to Direct Deposit

Where to find it:

  • “Payroll” menu → “Direct Deposit”
  • Or “Pay” → “Direct Deposit Setup”
  • Or search for “Direct Deposit”

Step 3: Add Bank Account

Click: “Add Bank Account” or “New Direct Deposit”

Fill in:

  • Account Type: Checking or Savings
  • Routing Number: Your bank’s 9-digit code
  • Account Number: Your account number
  • Account Name: “My Checking” or similar (for reference)
  • Bank Name: “Chase” or “Wells Fargo” etc.

Step 4: Verify Information

Double-check:

  • Routing number is correct (typos mean wrong bank)
  • Account number is correct
  • Account type matches your account
  • Amount set correctly (usually 100% of paycheck)

IMPORTANT: One wrong digit and your money goes to wrong account!

Step 5: Submit

Click: “Confirm” or “Submit Direct Deposit”

What happens:

  • System verifies routing number
  • Might show preview: “Deposit goes to [Bank Name]”
  • Confirm looks right
  • Submit

Step 6: Wait for Activation

Timeline:

  • First time: Takes 1-2 pay periods (2-4 weeks)
  • System sends test deposits or verifies account
  • After verified: Deposits start automatically
  • Subsequent deposits: Automatic each payday

During waiting period:

  • You might still get paper check
  • Or partial deposit
  • Then full direct deposit starts
  • Don’t panic if first one is delayed

Required Information Reference

Finding Routing Number

Method 1: Call your bank

  • Call customer service
  • Ask: “What’s my routing number?”
  • They’ll give you the 9-digit code
  • Write it down

Method 2: Online banking

  • Login to online bank
  • Go to “Account Details” or “Account Info”
  • Usually shows routing number
  • Might be at bottom of transfers page

Method 3: Check

  • Look at bottom of a physical check
  • First 9 digits = routing number
  • Next 12 digits = account number

Method 4: Google

  • Google “[Bank Name] Routing Number”
  • Usually appears immediately
  • Double-check it matches your bank location (some banks have multiple routing numbers)

Common Routing Numbers

  • Chase: Various (depends on location)
  • Bank of America: Various (depends on state)
  • Wells Fargo: Various
  • US Bank: Various
  • Credit Union: Contact them directly

Making Changes

Changing to Different Bank

Process:

  1. Go to Direct Deposit in MyHTSpace
  2. Click “Edit” existing account OR
  3. Add new account first
  4. Then remove old account
  5. Takes 1-2 pay periods to change

When changes take effect:

  • If you change mid-period: Might affect next deposit
  • Usually takes 1-2 pay periods
  • You might get split deposit (half old, half new)

Updating Account Number (Same Bank)

  1. Go to Direct Deposit
  2. Click “Edit”
  3. Change account number
  4. Keep routing number same
  5. Submit
  6. 1-2 pay periods to update

If You Close Bank Account

Immediately:

  1. Go to MyHTSpace
  2. Update to new bank account
  3. Or remove direct deposit
  4. Otherwise paychecks go to closed account
  5. Might take weeks to recover

Multiple Bank Accounts

Splitting Paycheck

Some companies allow splitting paycheck:

Example:

  • 70% to main checking account
  • 30% to savings account
  • Automatic savings!

How to:

  1. Add first bank account (70%)
  2. Add second bank account (30%)
  3. Specify percentages
  4. Submit

Not all companies allow this. Check if your portal has this option.

Setting Up Split Deposit

Step 1: Add primary account (usual percent)

Step 2: Add secondary account (remaining percent)

Step 3: Specify percentages add up to 100%

Step 4: Save

Example breakdown:

  • Account 1 (Checking): 80%
  • Account 2 (Savings): 20%
  • Each paycheck automatically splits

Troubleshooting Direct Deposit

Deposit Didn’t Arrive

What to check:

  1. Did payroll run? (Check pay stub generated)
  2. Was direct deposit submitted correctly?
  3. Routing number correct?
  4. Account number correct?
  5. Still within 1-2 pay period activation window?
  6. Did you check the right bank account?

What to do:

  1. Check MyHTSpace for status
  2. Call your bank (ask if deposit arrived)
  3. Verify routing and account numbers
  4. Wait if still in activation period
  5. Contact HR if missing after 2 pay periods

Wrong Amount Deposited

Possible reasons:

  • Direct deposit set to partial (not 100%)
  • Check stub shows different gross (overtime, etc.)
  • System error

What to do:

  1. Compare to pay stub
  2. If pay stub is correct, contact HR
  3. If direct deposit percentage wrong, fix it
  4. HR can issue manual check for difference

Deposit Goes to Wrong Account

How this happens:

  • Typo in routing or account number
  • Same routing, different account = wrong person’s account

What to do (urgent):

  1. Contact your bank ASAP
  2. Tell them deposit went to wrong account
  3. They’ll try to recover it
  4. File dispute if needed
  5. Contact HR (they might have to re-issue)
  6. Fix the routing/account number in MyHTSpace immediately

Direct Deposit Stopped

Why it stops:

  • You closed the account
  • Bank closed the account
  • Repeated failed deposits
  • System issue

What to do:

  1. Check MyHTSpace for status
  2. Verify account info is correct
  3. If account closed, add new account
  4. Contact HR if you can’t figure it out
  5. Ask for paper check in interim

FAQ’S

How long until direct deposit starts?

Usually 1-2 pay periods (up to 4 weeks). Some systems faster.

Can I have multiple direct deposits?

Yes, some companies allow splitting paycheck to 2-3 accounts. Check if yours does.

What if I entered wrong account number?

Go back in MyHTSpace, fix it. Takes 1-2 pay periods to update. Monitor your account.

Do I need a checking account?

Not necessarily – you can use savings. But checking is more typical for paychecks.

What if my bank isn’t listed?

Routing number works for any bank. Enter it manually.

Can I cancel direct deposit?

Usually yes. Just remove it or request paper checks. Takes effect next pay period.

What if I’m not direct depositing because of vacation?

Vacation doesn’t affect direct deposit. It still deposits on payday.

Is my bank information secure?

Yes – MyHTSpace uses encryption. Your information is protected.

What if I change jobs?

Previous employer’s direct deposit ends when you leave. New employer can set up new direct deposit.

Can my company see my bank balance?

No – they only see routing and account number. Can’t see balance or other details.